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In addition, clients for this kind of plan could have extreme legal or criminal histories. It is essential to keep in mind that different providers offer a series of problem ages on their guaranteed issue plans as low as age 40 or as high as age 80 - burial insurance for over 80. Some will additionally use greater face worths, up to $40,000, and others will enable far better death benefit conditions by enhancing the rate of interest price with the return of costs or minimizing the number of years till a complete death benefit is readily available