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In addition, customers for this kind of plan can have extreme legal or criminal histories. It is very important to keep in mind that various providers offer a series of problem ages on their ensured issue plans as reduced as age 40 or as high as age 80 - senior final expense leads. Some will certainly likewise use greater face worths, approximately $40,000, and others will certainly permit better fatality benefit problems by boosting the passion price with the return of premium or minimizing the variety of years till a full death advantage is offered